Tokenomics: A Case Study With The Ethos Token

Tokenomics: A Case Study With The Ethos Token

Demand and supply are the opposite extremes of the beam, whence depends the scale of dearness and cheapness; the price is the point of equilibrium, where the momentum of the one ceases, and that of the other begins.
– Jean-Baptiste Say

Demand and supply — the foundational pillars of economics — play a dominant role in the economics of utility tokens (tokenomics) and affect the present and future price of the token. This case study with the Ethos token provides a framework for projecting future demand and price for utility tokens. We introduce the Ethos Tokenomics Calculator that will empower the community to use their own projections to estimate future value of the Ethos token.

Utility Tokens — A Capital Structure Break-through

Traditionally, debt and equity (bonds and stocks) are the two main avenues entrepreneurs use to raise capital for their enterprise. Cash flows (interest payments) are largely predetermined in debt investing. Equities, on the other hand, give the investor exposure to cash flows (via dividends) and future demand for the products or services offered by the enterprise (as rising earnings lead to price appreciation). Although there have been several variants like convertible bonds, preferred equity, etc., over the years, the debt and equity based capital structure has existed for a long time. For context, stocks have been trading for over 400 years. The first recorded IPO (initial public offering, not to be confused with ICO, initial coin offering) occurred in 1602 when the Dutch East India Company offered its shares to the public.

Bitcoin, and several other crypto projects that have followed, expand the capital structure by removing cash flows from the equation, thus providing pure exposure to the growth of the project. The projects are funded with the expectation that the demand for the services provided by the project will rise in the future, and that will lead to a rise in the price of the native token. For those wanting a deeper dive, our previous article provides a useful metaphor for how a token economy built on utility tokens operates and thrives.

 

 

Present Value Of The Ethos Project

Market cap measures the present economic value of a project that investors collectively agree upon; it’s the product of the number of tokens in circulation, and the price of each token.

(Ethos) Market Cap = Circulating Supply * (Ethos) Token Price

It is important to separate the concepts of total supply from circulating supplyat this point. Ethos has a fixed total supply of ~222 million tokens, of which ~78 million are in circulation. It’s the number of tokens in circulating supply that affect the market cap of a project. The total supply of Ethos tokens is fixed and will not change. The circulating supply, on the other hand, will be determined by the economic forces we describe in the next section.

Holding the present value (current market cap) of the Ethos project constant, we can imply that token price and circulating supply are inversely related. In other words, an increase in supply will result in a drop in token price, and a reduction in supply will boost the price.

Token Price = (1 / Circulating Supply) * Market Cap

Future Value Of The Ethos Project

The future value of the Ethos project can be determined by projecting any changes in the circulating supply and the price of the token.

Future Price: Holding supply constant, the price of the token is driven by the value the Ethos project adds through its products and services, and the overall crypto market performance — as the crypto asset class grows, the beta of the asset class will affect prices of all tokens including the Ethos token.

Change in Token Price ~Ethos Value Added + Crypto Beta


Future Supply: 
The future supply of the Ethos token is affected by the number of new tokens released for covering costs, and the number of tokens staked or consumed thereby removing them from circulating supply.

Future Supply = Current Supply + Tokens Released — Tokens Staked or Consumed


Tokens Released: 
Tokens are released into the circulating supply to cover the cost of building the Ethos platform — compensation, technology services, legal fees are some of the key components. Many of these costs are denominated in fiat currency, so the higher the price of the Ethos token, the fewer the tokens that need to be issued to cover costs.

Tokens Staked or Consumed: Ethos is building products and services that will create opportunities for staking and spending Ethos tokens thereby reducing the circulating supply of tokens. When users of the Ethos platform staketokens, the tokens continue to be owned by them but not longer circulate in the open market. On the other hand, when users spend tokens on a service, the tokens are returned to Ethos and can potentially be taken out of circulating supply. Staking or spending does not result in burning of any tokens, and the total supply remains fixed.

The Ethos Rate Card details various products and services we have on the roadmap that require staking or spending tokens. A few key opportunities are highlighted below:

  • Bedrock API Access: The Ethos Bedrock API enables developers and businesses to build secure Blockchain applications on top of safe and secure standards and protocols such as Ethereum. It is designed to be an architecture to both create a financial ecosystem for cryptocurrency, as well as bridge the traditional and blockchain ecosystems. Ethos hosts full blockchain nodes, and enables developers to create wallets, query balances, verify sources of funds and identities, enable payments, and other useful transactions.
  • Verified Wallet Domains: A verified wallet address enables a registry to a public Blockchain Name Service (BNS) that creates and broadcasts a branded name and verified wallet. This is useful for companies that want to reserve their brand on the blockchain, or users who want to use their names for simple payments. Benefits include not having to use long-form crypto addresses, verified identity written into all Blockchain transactions, and reduced error and fraud rates.
  • Robo Wallet & Automated Trading: As Shingo Lavine highlighted in his recent post describing the Ethos roadmap, we will leverage the Ethos platform and the research that has been conducted by the portfolio management team to build diversified crypto baskets — or “one-click diversification”.

Users will be required to stake or spend Ethos tokens to access these services which will effectively reduce the supply of Ethos token, resulting in an appreciation in the price of the tokens that remain in circulating supply.

What does this mean for investors?

The price is the point of equilibrium, as the French economist Jean-Baptiste Say correctly observed. The direction and momentum of the price is determined by the value added by Ethos products and services, any changes to circulating supply of the token, and the overall crypto market performance (crypto beta). We are building products and services that will increase user adoption, and drive demand for the Ethos token. We are also confident that demand for the broader crypto asset class, and commitment demonstrated by several projects like ours will positively influence crypto beta in the long run.

Tokenomics is a nascent and rapidly evolving concept. We encourage investors to make well-considered and well-informed decisions — to use tools like the Ethos Tokenomics Calculator to model their projections and estimate future prices.


Fiat Currency Gateway

Where We’ve Come and Where We’re Going - Universal Wallet to Fiat Gateway

Where We’ve Come and Where We’re Going - Universal Wallet to Fiat Gateway

Hey Ethos Fam!

Just a little over one year ago, Ethos, or Bitquence at the time, was a small project with just a few team members on an audacious mission to revolutionize the financial sector using the capabilities of cryptocurrency and blockchain technology. The company was founded on a single premise — that financial services should be made open, safe and fair for everyone.

One year later, the company has grown to over 60 team members spread across 8+ different countries and has released its first product, The Ethos Universal Wallet. The Universal Wallet was built 100% on Ethos Bedrock, a scalable, high-powered API set that has been engineered to make blockchain protocols as easy to use as internet protocols and provides the foundation for countless other sophisticated financial services applications including the Fiat Gateway.

The Universal Wallet has been extremely well received with over 40,000 users on the platform a few days after global iOS release and an average of over 1000 new users a day joining in the days following without any paid marketing spend. The architecture has been remarkably stable handling nearly 200,000 transactions with only minor scaling issues handled by the team and the app has been well received on the google play/app store with 4.7/4.8 stars respectively. The fundamentals of the Ethos platform have never been stronger.

A Return to the Roots of Crypto

The original vision of Bitcoin was to enable a currency that was decentralized, returning to people the fundamental right to hold and exchange their own currency.  This vision has the potential to blow open the doors of global commerce and drop international barriers, sowing the seeds for a new generation of abundance and prosperity.  At Ethos, we believe that a decentralized, safe and self-custodied digital vault is the backbone of this vision.  That is why we put an intense amount of effort into a scale architecture that could enable people to store and exchange a wide variety of digital assets.

But… When Fiat Gateway?

But that doesn’t mean we haven’t been busy with the Fiat Gateway! We’ve heard you loud and clear and we haven’t been idling around. A lot of work has being happening in the background to make this happen as the Fiat Gateway is one of the defining features of what we see as an inclusive financial services ecosystem and is a crucial piece of the second phase of the Ethos Platform.

That being said, the “Fiat Gateway” is not a single product, but a rolling set of features that will collectively create the BEST fiat solution we can for investing in crypto and traditional assets. We’ve divided these up into 5 separate stages that we will cover in detail.

The Skateboard Development Methodology

One trend that you will notice as we move through these stages is the concept of “Skateboard Development” by Henrik Kniberg that has been adopted by large, successful tech companies like Spotify.

 

Skateboard development is a methodology where you focus on fulfilling the core underlying need of the consumer. In the case of a car in the example above, the problem is “I need to get from point A to point B faster.”

For the Ethos Fiat Gateway that problem is, “Buying cryptocurrency is too hard.” Instead of trying to build the car from the get-go and failing to fulfill the user’s needs as you iterate through building a tire, then a driveshaft, then an engine-less car frame until eventually building the car, which is a practice all too common in the blockchain industry’s product development process, you start by building a skateboard which fulfills, to some extent, the user’s fundamental problems while you iterate towards a solution that actually can end up being better than the car that was originally designed.

Said another way, instead of trying to day trade your way to a lambo, start small and hodl your way to the lambo. (Not investment advice by the way)

In our 5 stages of the fiat gateway, we will start by fulfilling the basic fundamental needs of the consumer while we build out additional infrastructure, reduce fees, and add additional capabilities until we are providing the consumer with the best possible solution.

Stage 1: Basic Fiat Integration (The Skateboard)

Basic fiat integration is actually not as difficult as some may think, but still takes a few integrations. Using existing processors and liquidity providers and shaving off a few capabilities on the technical side, you can put together a fairly robust crypto purchase solution that is on par with the level of quality that is seen in the industry today. We will be taking this approach, partnering with an existing processor and liquidity provider that we are already in deep strategic discussions with to power this solution. Stephen and Vishal, with their Blackrock, State Street, UBS and Morgan Stanley connections and experience, have been invaluable partners, networkers and mentors in this effort.

This phase of development will also include “instant-exchange” between cryptocurrencies with a fiat onramp to provide users with the basic functionality that one would expect from a fiat gateway available internationally. All crypto sourced from this will be entirely self-custodied and held by each individual in a decentralized fashion providing a revolutionary amount of control, security and freedom when it comes to trading and managing your assets. We are fast tracking this solution and, by doing so, we are building much of the infrastructure required for the more advanced fiat integration solutions that we have on the roadmap.

Stage 2: Advanced Fiat Integration with Banking/Fiduciary Accounts (The Motorcycle)

Phase two of enhancing this capability will enable customers to purchase a wide-variety of cryptocurrencies with ACH wire deposits and withdrawals. In order to construct a robust fiat gateway with buying and selling capabilities for a wide-variety of coins, we are in advanced, strategic partnership discussions with some of the most-trusted and largest liquidity providers in the industry, along with one of the most-trusted providers in the banking space. Furthermore, Fusion Financial has signed a LOI with a major banking partner whose capabilities can be leveraged for consumer benefit.

An important note that we will continue to emphasize in all aspects of our model is that advanced fiat integration is achieved through a fiduciary structure that legally obliges Ethos, as the technology platform, to always act in the best interests of the end-user which ultimately results in a streamlined, cheap solution for the consumer. These lower fees and faster settlement experience will be immediately noticeable to consumers as they are providing what we hope to be the close to “at-market” prices for the end user less counterparty-originated fees.

Liquidity and counterparty risk issues will become a thing of the past in this model. Unlike centralized crypto-to-fiat entities that exist in the space now which may only keep 2% of their assets in hot storage, Ethos does not custody or legally take possession of any assets, crypto/fiat or otherwise. There is no risk of assets becoming inaccessible or frozen or having a “run on the bank” where large market swings cause trading systems to go down as has been experienced in the past.

We plan to combine this notion of decentralized, people-powered self-custody, and marry it with best-execution financial partners.  We have not seen any other crypto company taking this approach, and we believe it is in the best interest of consumers, financial institutions, Ethos and for cryptocurrency and financial Blockchains as a whole.

The self-custody technology model that we have designed and implemented in Bedrock enables this unique structure. Unlike a centralized custodian model, the decentralized self-custody model decreases liquidity, regulatory and counterparty risk for traditional financial ecosystem players. This is a rare and wonderful “win-win” for both consumers and financial institutions alike.

Stage 3: Discounted Fiat through Token Functionality (The Car)

ETHOS tokens at this point will provide additional benefits to the end consumer by further reducing fees while at the same time potentially exposing users to rewards similar to what you may see in a “cash-back” model in the traditional financial system. Functionality for ETHOS tokens to mitigate fees and provide additional incentives to the end user will be core to the way that the fiat gateway is structured in this stage.

Non-token holder fees will be some of the lowest in the space, but we see the possibility of providing the closest to “At-Market” fees of anywhere in the crypto space making functionalities like “Nuke” (liquidate all assets) and “Un-Nuke” (repurchase portfolio) viable and cost-effective options for users holding tokens. These cost savings and potential “cash-back” proceeds for token holders will directly originate from fees sourced by Ethos and other counterparties.

We again believe that this model is extremely unique in the crypto space which is only made possible through leveraging fiduciary accounts and similar financial structures.

Stage 4: Robo Wallet & Automated Trading (The Convertible)

Using the infrastructure provided by the self-directed offering, Ethos will leverage the research that has been conducted by Fusion, Vishal and the portfolio management team to build diversified crypto baskets — or “One-click diversification”.

Automated crypto will provide intelligent automated indices similar to “Synthetic ETF Structures” that was mentioned in the Ethos AMA on Ethfinex here: https://www.reddit.com/r/ethfinex/comments/8zqnv6/ama_w_shingo_lavine_ethos_founder_and_ceo_starts/e2msel6/

Robo Wallet functionality is building the “Skateboard” for Fusion which will ultimately incorporate traditional assets into “Fusion Portfolios” that blend crypto and traditional assets to provide advanced investment advice and intelligent portfolios for the crypto asset class.

Stage 5: Fusion Financial Advisors LLC & Blending Traditional Assets (The Lambo)

The final stage is the full blown Fusion Financial Advisors product which will take in information about a user’s financial profile and financial goals and build an automated portfolio that seamlessly blends crypto and traditional assets. This is the final stage of the fiat gateway which will be opened up as we expand the blended crypto/traditional fiduciary structure internationally.  Our intention is to bring this to market through a fully regulated infrastructure.

Building the Fiat Gateway One Piece at a Time

A full-blown financial services ecosystem is HARD to build, but we have taken many of the steps already towards building it. Our partnership with Payroc builds on existing structures that Ethos has to make crypto spendable and seamlessly accessible alongside other asset classes. Our relationship with Fusion, fiduciary-based structures and de-risking practices have opened up many of the doors that were required for a solution like this to exist.

We are excited for this and we hope you are too. Along with the fiat gateway, a lot of new features are at the top of our development list including:

  • Additional Coin Integrations (with some very close to completion already!)
  • Airdrops for Universal Wallet Users (with the first ones going to pre-reg users)
  • Referral Program for Users
  • Push Authorizations
  • “Lightning Transactions” (Instant feedback/confirmation for transactions)

Thanks for reaching the end of this article and taking the time to read through it. While this one was fairly dense, we will be unpacking the implications of what was disclosed in here. Join us on Telegram, Facebook, Twitter and Reddit to stay on top of the news.

 

Until Next TIme,

Shingo Lavine
Founder & CEO
Ethos.io

 

P.S. Vote for ETHOS to be listed on Ethfinex & Bitfinex! Click here to learn how. 


Payroc, Ethos Announce U.S. Cryptocurrency Payments Partnership

Payroc, Ethos Announce U.S. Cryptocurrency Payments Partnership

Agreement to Enable Consumer Crypto Payments at Participating Merchant Locations

TINLEY PARK, Ill., and PARK CIY, Utah, July 16, 2018 (Business Wire) – Payroc, LLC, a leading merchant services and payment processing organization, and Ethos.io PTE, a leading cryptocurrency services platform, today formally announced their partnership to create a best-in-class cryptocurrency merchant payment processing service. The Ethos Bedrock platform will be integrated with Payroc’s payment gateway platform, enabling a simple “Pay with Crypto” button to be placed on merchant websites, giving consumers the option of paying with cryptocurrency in addition to traditional payment forms. The companies made their partnership intentions known late last week during Digital Currency Con in Park City.

“We’re excited about partnering with Ethos as it brings together the traditional payments world Payroc operates in with new digital currencies,” said Jared Poulson, chief integrations officer for Payroc. “Our merchants will be able to accept payments via traditional credit cards, ACH, PayPal and now popular cryptocurrencies,” added Poulson. “We have been tracking Ethos for quite some time. Their commitment and vision of bringing the benefits of blockchain technology to the mass market aligns with Payroc’s culture of innovation, trust and stability.”

The partnership will facilitate direct consumer-to-merchant crypto payments, encompassing common cryptocurrencies such as Bitcoin, Ethereum and Bitcoin Cash, as well as the Ethos token which acts as the gas for the Ethos ecosystem. Ethos Bedrock also abstracts blockchains, and therefore can support other cryptos such as Ripple and Litecoin.

Benefits to participating merchants include instant crypto payments and settlement made directly from consumer crypto wallets, plus immutable transactions with no chargeback risk. Consumer benefits include the opportunity to pay from mobile devices in cryptocurrency with the security and convenience of Ethos Universal Wallet’s easy-to-use, decentralized self-storage that keeps tokens, coins and digital assets safe and secure on the blockchain.

“Payroc is a stable, trusted and visionary partner,” said Ethos Chief Executive Officer Shingo Lavine. “Ethos is dedicated to bringing cryptocurrency to the masses, and partners such as Payroc are an integral part of our delivery.”

About Payroc LLC
Payroc, headquartered in the Tinley Park suburb of Chicago, drives commerce for its merchants with anytime, anywhere payment solutions. Payroc serves its referral partners and merchant clients with integrity as trusted advisors and recognized experts in payments, providing transparent pricing clarity, and developing personal relationships while delivering exceptional technology. Payroc has registered to become an ISO of MB Financial Bank, N.A., Chicago, Illinois, is a registered ISO and payment facilitator of Fifth Third Bank, Cincinnati, Ohio, and is a registered ISO of Wells Fargo, Concord, California. Payroc services and supports more than 30,000 merchants throughout North America, providing stability in payments by safely and securely processing more than $8 billion in annual volume. For more information, please visit payroc.com or telephone 844-PAYROC-4.

About Ethos.io PTE LTD
Ethos is a leading cryptocurrency services provider that is building a bridge between the blockchain and existing financial institutions and systems. The Ethos Universal Wallet enables anybody to securely safe-keep their own crypto assets easily, safely and for free. The Universal Wallet is decentralized, with consumers creating and owning their own private SmartKeys that secure personal digital vaults. The Universal Wallet is built on Bedrock, a foundation platform that abstracts and makes blockchains more accessible, secure and compliant for both people and financial institutions. Ethos has built a blockchain dream team of financial and technology executives with experience at companies like Blackrock, Citrix, Deloitte, Freddie Mac, Merrill Lynch and UBS. Ethos is headquartered in Singapore with a global presence and community. Learn more at ethos.io.


Ethos Universal Wallet App Available Worldwide

Ethos Universal Wallet is Now Available on the iOS App Store Worldwide!

Ethos Universal Wallet App is Now Available on the iOS App Store Worldwide!

Ethos is thrilled to announce that the highly anticipated Ethos Universal Wallet app, with over 140,000 pre-registered users, has officially been released to the iOS (Apple) app-store.

After a thorough review process from Apple, they officially gave us the approval to publish. Thank you to our community for their patience during this process, the crypto powerhouse in your pocket is now at your fingertips.

Since load testing of the app on Android has been so smooth with uninhibited performance – we decided to go ahead and release across the globe all at once.

The iOS version of the Universal Wallet App now joins Android and as being available in app-stores worldwide. Ethos welcomes their global community, and encourages them to download the app and start using, rating the app and sharing their experience on social.

To learn more and download the app and get started using the Universal Wallet – visit the Ethos Universal Wallet App page (iOS & Android Available).

The Ethos Universal Wallet is a breakthrough solution that allows users to store, track, learn, send and receive digital assets – all in one app. Users create a unique 256-bit SmartKey which is never transmitted over the internet that allows individuals to safekeep their own digital assets across multiple chains and coins.

Users of the wallet can store and track hundreds of digital assets providing a full view of their portfolio on and off the device. Robust market data and technical indicators can be viewed on the device providing the user with a powerful, yet intuitive experience.

The Universal Wallet App features Include but are not limited to:

SMART WALLET – Securely store and manage your coins on multiple blockchains seamlessly. Ethos Universal Wallet provides one of the best mobile-first hot wallets to safely and securely interface with multiple assets on multiple blockchains.

WATCHFOLIO – Easily track your coins and assets stored anywhere in a clean and simple interface. Add info for digital assets you have stored somewhere else, add coins to your watchlist, or even create fantasy portfolios.

COINS – Investing in the future can be a challenge. With Coins, you’ll have access to a powerful coin profiles that combine raw data, key facts, social intelligence – with technicals, market performance, ratings and more. In the future, we invest together.

STATE-OF-THE-ART SECURITY – No more managing multiple private keys and wallets. With Universal Wallet, you generate a single Ethos Smart Key for each wallet instance you create, and it takes care of the rest – providing automated maximum security management of all of your digital assets. You remain in complete control at all times. Lose your phone? Simply restore using your Ethos Smart Key.

Ethos has a 24/7 support desk providing best-in-class services to users of the wallet, with real-time around the clock assistance for any user need or question. Our support team is made of community members assisting others, demonstrating Ethos is a truly people-powered platform.

The wallet has undergone a third-party security audit and penetration test along with tens of thousands of hours of user testing to guarantee the safety, security and ease of use of the app. Keys are secured by biometric and pin providing an easy and secure solution for all your cryptocurrency needs.

Ethos has also partnered with Fusion Financial Advisors LLC (“Fusion”), a U.S. based federally regulated investment adviser that will use the wallet to provide a consumer-friendly investment platform. Through this partnership, Universal Wallet users will be given access to banking, brokerage and wealth management solutions, all from a single app creating a powerhouse in your pocket. Additional information about Fusion is also available on the SEC’s website at: https://adviserinfo.sec.gov/Firm/294415.

With the release of the wallet, Ethos has completed the first phase of development to provide an enterprise-grade universal wallet for a financial ecosystem that is open, safe and fair for everyone.

To learn more and download the app and get started using the Universal Wallet – visit the Ethos Universal Cryptocurrency Wallet Website  (iOS & Android Available)

 

Important Disclosure — Other Financial Industry Activities and Affiliations
Fusion, and its parent Fusion US Holdings Inc., is an affiliate of Ethos.io, by virtue of each being under common ownership and control. Specifically, the controlling interests of both Ethos.io and Fusion US Holdings Inc. are held by the same individuals. Ethos.io and Fusion may jointly market Fusion’s services to the users of the Ethos Platform.


Ethos Universal Wallet App Available Worldwide

Ethos Universal Wallet is Now Available Worldwide!

Ethos Universal Wallet App Available Worldwide

Ethos Universal Wallet App is Now Available Worldwide!

Today marks the worldwide release for the Universal Wallet app! After successful touchdowns in selected countries over the past week amid our Global Rollout, we decided to spread the love far and wide. Ethos is so proud to announce that our beautiful, user-friendly and mobile-first hot crypto wallet app has officially landed in Android app stores across the globe.

At Ethos, our mission is to make the often daunting cryptocurrency market accessible to everyone, accelerate adoption of blockchain technology and democratize ownership of cryptocurrencies.

Crypto Protection That’s Secure and Convenient

Not only does the Universal Wallet make it easy to store, track, send and receive digital assets, but it also offers state-of-the-art security.

Some key security features include:

  • Users self-custody, which means Ethos never holds your assets, you remain in complete control at all times
  • Biometric + PIN Protection keeps your assets safe
  • A unique wallet seed that is never stored on our server and a virtual keyboard prevents key-logging

Read more about how our SmartKey allows our users to own and protect their money here.

Tools, Resources & Community

The Universal Wallet app also provides access to an active community of enthusiasts and experts that makes it easier than ever (and fun!) to learn about and invest in digital assets. Whether you’re new to crypto or a crypto pro, browse through our Knowledge Base, Tools & Resources and Blockchain Finance for more info on the Ethos Ecosystem.

We invite you to plug into our communities on Twitter, Telegram or Facebook and within the Universal Wallet app.

Available on Android worldwide, the Universal Wallet app is a crypto powerhouse in your pocket.  Download the app today and join the Ethos fam!


Ethos Universal Cryptocurrency Wallet

Ethos Universal Wallet is Now Available Throughout Europe!

Ethos Universal Cryptocurrency Wallet

Ethos Universal Cryptocurrency Wallet App is Now Available Throughout Europe!

We decided to go continent-wide with this release. By popular demand, we’re excited to announce the Ethos Universal Cryptocurrency Wallet is now available on Android in all of Europe!

If you’ve been staying in the loop, you probably caught that we released our app first in the Netherlands, Germany, the USA, Australia, Singapore, Canada, South Korea, Vietnam, Japan, India, Brazil and South Africa – and now throughout Europe!

Available on Android, the Universal Cryptocurrency Wallet is a crypto powerhouse in your pocket. Users can store, track, learn, send and receive digital traditional assets securely with ease. Download the Universal Wallet and rest-assured that Ethos never (never!) holds your assets, leaving you in complete control at all times. Apple iOS coming soon!

Other features include:

  • Master encryption for all your private keys
  • Access to market data so you can make informed investment decisions
  • State-of-the-art portfolio tracker and extremely user-friendly design even your aunties and uncles can navigate

To our new friends in Europe, welcome to a safer and simpler way to crypto on Android. We’re so glad to have you! The Global Rollout is on the move. Apple iOS coming soon!

Keep track of the Universal Wallet at it is released on the Global Rollout!

 

 

The Future is For Everyone

At Ethos, our mission is to make the daunting cryptocurrency market accessible to everyone, accelerate adoption of blockchain technology and democratize ownership of cryptocurrencies.  

We’re committed to providing education and support for our community. Whether you’re a crypto newbie or a crypto pro, you’ll want to check out Knowledge Base, Tools & Resources and Blockchain Finance content.

Plug into our communities on Twitter, Telegram or Facebook and within the Universal Wallet app. The Ethos Ecosystem is here to support you! Share your thoughts and questions with us.

 

Supported Countries
Albania
Austria
Azerbaijan
Belarus
Belgium
Bosnia and Herzegovina
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Kazakhstan
Latvia
Liechtenstein
Lithuania
Luxembourg
Macedonia (Former Yugoslavian Republic)
Malta
Moldova
Netherlands
Norway
Poland
Portugal
Romania
Russia
Serbia
Slovakia
Slovenia
Spain
Sweden
Switzerland
Turkey
United Kingdom


Ethos Universal Crypto Wallet South Africa

Ethos Universal Wallet Now Available in South Africa!

Ethos Universal Crypto Wallet South Africa

Ethos Universal Crypto Wallet App Now Available in South Africa!

The powerhouse in your pocket arrives in South Africa today!

Now South Africans can securely store and manage multiple coins on multiple blockchains, in a cinch. This mobile-first crypto wallet is an absolute game-changer that enables management, self-custody and trust that the crypto world has longed for. Bitcoin, Ethereum and over 100 other tokens are supported within the SmartWallet. To learn more, go to our Coins Support List.

South Africa is the latest to join the growing list of countries that can now access the Ethos Universal Wallet on Android.

If you are from South Africa, visit the Android app-store on your mobile device, search for the Ethos Universal Wallet, download and install the app and set-up your account to get started! Apple iOS coming soon!
Keep track of the Universal Wallet at it is released on the Global Rollout!

The Future is For Everyone

At Ethos, our mission is to make the daunting cryptocurrency market accessible to everyone, accelerate adoption of blockchain technology and democratize ownership of cryptocurrencies.  

We’re committed to providing education and support for our community. Whether you’re a crypto newbie or a crypto pro, you’ll want to check out Knowledge Base, Tools & Resources and Blockchain Finance content.

Plug into our communities on Twitter, Telegram or Facebook and within the Universal Wallet app. The Ethos Ecosystem is here to support you! Share your thoughts and questions with us.


Universal Wallet App Brazil

Ethos Universal Wallet Now Available in Brazil!

Universal Wallet App Brazil

Ethos Universal Coin Wallet App Now Available in Brazil!

Now available to our Brazilian community, the Ethos Universal Coin Wallet App is a breakthrough solution that allows users to store, track, learn, send and receive digital assets on Android. Apple iOS coming soon!

If Brazil is your country of origin, visit the Android app-store on your mobile device, search for the Ethos Universal Wallet, download and install the app and set-up your account to get started!

The Future is For Everyone

At Ethos, our mission is to make the daunting cryptocurrency market accessible to everyone, accelerate adoption of blockchain technology and democratize ownership of cryptocurrencies.  

We’re committed to providing education and support for our community. Whether you’re a crypto newbie or a crypto pro, you’ll want to check out Knowledge Base, Tools & Resources and Blockchain Finance content.

Plug into our communities on Twitter, Telegram or Facebook and within the Universal Wallet app. The Ethos Ecosystem is here to support you! Share your thoughts and questions with us.


Ethos Universal Crypto Wallet App In India

Ethos Universal Wallet Now Available in India!

Ethos Universal Crypto Wallet App In India

Ethos Universal Crypto Wallet App Now Available in India!

Today, India is one of three countries to join growing list of locations now enjoying the seamless user experience of our mobile-first, crypto wallet app. Imagine that? A secure and fun way to crypto!

If you’re in India, visit the Android app-store on your mobile device, search for the Ethos Universal Wallet, download and install the app and set-up your account to get started! Apple iOS coming soon!

The Future is For Everyone

At Ethos, our mission is to make the daunting cryptocurrency market accessible to everyone, accelerate adoption of blockchain technology and democratize ownership of cryptocurrencies.  

We’re committed to providing education and support for our community. Whether you’re a crypto newbie or a crypto pro, you’ll want to check out Knowledge Base, Tools & Resources and Blockchain Finance content.

Plug into our communities on Twitter, Telegram or Facebook and within the Universal Wallet app. The Ethos Ecosystem is here to support you! Share your thoughts and questions with us.


Ethos Universal Digital Wallet Now in Vietnam

Ethos Universal Wallet Now Available in Vietnam!

Ethos Universal Digital Wallet Now in Vietnam

Ethos Universal Digital Wallet Now Available in Vietnam!

Now available to our Vietnamese community, the Ethos Universal Digital Wallet is a breakthrough solution that allows users to store, track, learn, send and receive digital assets on Android. Apple iOS coming soon!
If Vietnam is your country of origin, visit the Android app-store on your mobile device, search for the Ethos Universal Wallet, download and install the app and set-up your account to get started!

The Future is For Everyone

At Ethos, our mission is to make the daunting cryptocurrency market accessible to everyone, accelerate adoption of blockchain technology and democratize ownership of cryptocurrencies.  

We’re committed to providing education and support for our community. Whether you’re a crypto newbie or a crypto pro, you’ll want to check out Knowledge Base, Tools & Resources and Blockchain Finance content.

Plug into our communities on Twitter, Telegram or Facebook and within the Universal Wallet app. The Ethos Ecosystem is here to support you! Share your thoughts and questions with us.